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Home Coverage

Home insurance for Surrey houses, condos, tenants, high-value homes, and hard-to-place properties.

Your home policy should reflect reconstruction cost, contents, liability, water exposure, earthquake options, special limits, and the realities of your neighbourhood. PCI Brokers compares home insurance across multiple markets so you do not rely on one quote.

Get a home quote → 604-599-0881

House

Owner-occupied homes

Condo

Strata deductibles

Tenant

Contents and liability

Water

Sewer and overland options

What we cover

Coverage built around your real risk.

Comprehensive property protection — standard homes, high-value and hard-to-place properties, condos, duplexes, tenants, and earthquake coverage. Our brokers explain policy wording in plain English and compare insurer options before you decide.

✓Homeowners Policy

✓Rental House Insurance

✓High Value Homes

✓Hard-to-Place Homes

✓Condo Insurance

✓Duplex / Triplex / Fourplex

✓Tenant Insurance

✓Mobile / Manufactured Homes

✓Tiny Homes

✓Earthquake Coverage

✓Flood Insurance

✓Umbrella Liability

Quote checklist

Have these ready if possible

✓Address, year built, and square footage
✓Roof, plumbing, electrical, and heating updates
✓Mortgagee or strata details
✓Contents and special item values
✓Current policy or renewal notice

Coverage details

How PCI Brokers helps with home insurance.

Replacement cost matters

Replacement cost matters

Market value and rebuild cost are not the same. We help review square footage, finishes, updates, and coverage limits.

Water, earthquake, and liability

Water, earthquake, and liability

Optional endorsements can make a major difference in the Fraser Valley, especially for sewer backup, overland water, and earthquake risk.

Condos, tenants, and high-value homes

Condos, tenants, and high-value homes

We place coverage for strata deductibles, tenant contents, jewelry limits, rental exposure, and properties that need extra underwriting care.

Explore related coverage.

All insurance lines

ICBC Autoplan plus extended coverage — cars, trucks, motorcycles, RVs, fleets and more.

Cargo Insurance

Our specialty. Protection for goods in transit by road, rail, sea, or air — specializing in certificial, highway, and Amazon accounts across North America.

Commercial Insurance

Business insurance for BC — general liability, commercial property, restaurants, retail, contractors, and more.

Request a home insurance quote in Surrey.

A licensed PCI broker will review your request and follow up with clear next steps.

Start a quote → 604-599-0881